Wells Fargo and Bank of America to Close on October 13 – Here’s Why
On October 13, Bank of America and Wells Fargo will be closed in observance of Columbus Day, a federal holiday. This closure will affect all branches of both banks, and customers will not be able to access certain services on that day.
Why Are Bank of America and Wells Fargo Closing?
Columbus Day is a federal holiday that commemorates the arrival of Christopher Columbus in the Americas. It is celebrated on the second Monday of October every year. As a result, all federal government offices, including post offices, courts, and some banks, will be closed.
What Services Will Be Unavailable?
On October 13, the following services will be unavailable at Bank of America and Wells Fargo:
- Branch Banking: Customers will not be able to visit branches for banking services.
- Customer Service: Phone lines may be closed or operate on reduced hours.
- In-Person Transactions: Customers will not be able to conduct in-person transactions.
Online Services
Although branches will be closed, customers can still access online banking services and mobile apps to manage their accounts, pay bills, and transfer funds.
Other Banks
While Bank of America and Wells Fargo will be closed, other banks may remain open or operate on reduced hours. Some banks that will be open on October 13 include:
- Chase Bank: Most branches will be open, but online transactions may be treated as a holiday.
- TD Bank: Most locations will be open.
Planning Ahead
If you need to visit a Bank of America or Wells Fargo branch on October 13, it’s essential to plan ahead. You can:
- Use Online Banking: Take advantage of online banking services to manage your accounts.
- Use ATMs: You can still access your accounts using ATMs.
- Visit Another Bank: If you need to conduct banking business, you can visit another bank that is open.
List of Open and Closed Businesses
Here are some businesses that will be open or closed on October 13:
- Open:
- Grocery Stores: Most grocery stores, such as Whole Foods, Kroger, and Publix, will be open.
- Retailers: Many retailers, such as Target and Walmart, will be open.
- Restaurants: Most restaurants, including fast-food chains and sit-down restaurants, will be open.
- Closed:
- Federal Government Offices: All federal government offices, including post offices and courts, will be closed.
- Bank of America and Wells Fargo Branches: All branches will be closed.
Conclusion
On October 13, Bank of America and Wells Fargo will be closed in observance of Columbus Day. While this may cause some inconvenience for customers, online banking services and mobile apps will still be available. By planning ahead and taking advantage of online services, you can minimize the impact of the closure.
Frequently Asked Questions
- Will I be able to access my accounts online?: Yes, you can still access your accounts online and use mobile banking services.
- Will I be able to use ATMs?: Yes, ATMs will still be available for withdrawals and other transactions.
- What if I need to contact customer service?: You can try calling the customer service number, but phone lines may be closed or operate on reduced hours.
By understanding the closure and planning ahead, you can ensure that your banking needs are met on October 13.